Seller Financing - Lease to Own
Address
639 E Saint Charles Dr, Crosby, TX
Price
$ 239,900
Property Attributes
- MLS#4536986
- TypeSingle Family
- Listing Status Active
- CountyHARRIS
- CityCrosby
- NeighborhoodSt Charles Place Sec 01
- Zip77532
- Style
- Year Built1960
- Taxes$ 3600
- Price$ 239,900
- Bedrooms6
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1924
- Lot Size0.1339 Acres
Data Source:
Austin Board of REALTORS® (ABOR) as distributed by MLS GRID
Property Description
DUPLEX!! Both sides rented now but could live on one side and use the rent income from the other side to cover your mortgage! Roof replaced in November 2022. HVAC replaced in each unit in 2020 & 2021. Four bedroom fully remodeled just prior to current tenant move-in. Two bedroom remodeled prior to last tenant move-in around 2021. Washer and Dryer connections in Four Bedroom. Duplex is located at the end of long street so little traffic! Own it with far less cash down than a conventional purchase. 100% ownership, rights at 40% purchase price of expected appraised value. Not fractional ownership! You get all the ownership benefits and appreciation at a smaller entry price with Optimized Ownership which has been around for 50 years!! Optimized ownership structure with a low down payment and real flexibility. The list price is your Ownership Interest in the home. The seller holds most of the home's cost, so you don't finance or buy that part. Instead, you pay a monthly fee on it, and you can buy it out anytime at a price set at closing, or never. Sell anytime. Conventional, FHA, VA, and USDA financing accepted. Financing fee: $906 monthly plus your mortgage, if any. Much less than conventional payment on the same home with less cash in. Down payment is set by your mortgage, as little as $0 down. Estimates; final terms set at closing
| Elementary School | Middle School | High School |
|---|---|---|
| Crosby (Crosby) Elementary School | Outside School District Middle School | Outside School District High School |
| Price History | |
|---|---|
| 8/20/2026 | Listed $239,900 |
General Features
| Living Area | 1924 |
|---|---|
| Sewer | Public Sewer |
| Heating | Central |
| Cooling | Central Air |
| Utilities | Electricity Connected,Natural Gas Connected,Sewer Connected,Water Connected |
| Roof | Asphalt |
| Appliances | Gas Range,Range,Free-Standing Refrigerator |
| Patio/Porch Features | None |
| Construction Materials | Asphalt,Vinyl Siding |
| Year Built | 1960 |
| View | None |
| Levels | One |
| Property Subtype | See Remarks |
| Tax Year | 2025 |
| Waterfront Features | None |
| Community Features | None |
| Accessibility | None |
| County | Harris |
| New Construction | No |
| Property Type | Residential |
| HOA | No |
| Energy Efficient | Incentives |
| Subdivision Name | St Charles Place Sec 01 |
| Facing Direction | South |
| Green Sustainability | None |
| Other Structures | None |
| Full Baths | 3 |
| Status | Active |
| Directions | Follow GPS toward end of EAST St Charles. Duplex is on left |
| High School | Outside School District |
| City | Crosby |
| Disclosures | Seller Disclosure |
| MLS Area | Out of Area |
| Lot Size Square Feet | 5832.68 |
| Elementary School | Crosby (Crosby) |
| Tax Annual Amount | 3515.33 |
| Middle/Junior High School | Outside School District |
| Property Condition | Resale |
| Standard Status | Active |
| Year Built Source | Public Records |
| Tax Assessed Value | 123123 |
Interior Features
| Interior Amenities | Laminate Counters |
|---|---|
| Flooring | Laminate |
| Window Features | None |
| Total Bedrooms | 6 |
| Main Level Bedrooms | 6 |
| LivingAreaSource | Public Records |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | None |
|---|---|
| Fencing | None |
| Parking Features | Driveway |
| Lot Features | Cleared,Level,Open Lot |
| Water Source | MUD |
| Total Parking | 4 |
| Foundation Details | Pillar/Post/Pier |
| Lot Size Acres | 0.1339 |
| Waterfront Y/N | No |
| Horse Y/N | No |
| Horse Amenities | None |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 77532
Price
Taxes
Year Built
Visits
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The information being provided by Houston Association of REALTORS, Inc. is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Houston Association of REALTORS, Inc. This web site may reference real estate listing(s) held by a brokerage firm other
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
